Terms of Service

This website is independently operated by an independent sales representative, agency, referral partner, contractor, or independent business utilizing Residual Pilot infrastructure, services, software, or technology systems ("Agent"). By accessing or using this website you agree to these Terms; if you do not agree, discontinue use.

Independent business relationship

This website is not operated by a bank, lender, sponsor bank, processor, or government agency. The Agent operates independently and is solely responsible for marketing activities, business representations, merchant communications, published content, and compliance with applicable law. Nothing on this website creates employment, partnership, joint venture, agency, fiduciary, or exclusive-territory relationships.

No guarantee of approval or funding

Submitting information does not guarantee merchant account approval, processing approval, funding, underwriting approval, or any financial result. Approvals and timelines are determined by applicable processors, sponsor banks, underwriters, and third-party partners, and applications may be denied, delayed, restricted, or subject to additional review at any time.

Informational purposes; no professional advice

Content is for informational and marketing purposes only and is not legal, financial, tax, banking, or compliance advice. Consult qualified professionals for such matters.

Rates & savings

Any rates, savings, residual income, or business outcomes referenced anywhere on this website, including in conversations with the site assistant, are illustrative proposals only, pending review and approval by an authorized representative and, where applicable, underwriting. Individual results vary by business type, industry, volume, underwriting, and market conditions; no similar-results representation is made.

Communications consent

By submitting forms or applications, you consent to receive emails, phone calls, SMS messages, appointment confirmations, and operational notices related to your inquiry. Message and data rates may apply. Consent is not a condition of purchase unless required by law; opt out any time via provided instructions.

Third-party services

This website may reference or integrate third-party processors, service providers, CRM and automation systems, hosting, and APIs, each governed by separate terms and policies. The Agent does not control and is not responsible for third-party outages, underwriting decisions, funding delays, processor actions, or banking restrictions.

Electronic signatures & records

Applications, authorizations, and agreements on this site may be completed and signed electronically. By proceeding you consent to transact electronically and agree that your electronic signature has the same legal effect as a handwritten signature under the federal E-SIGN Act and applicable state law. You may request a paper copy of any record, or withdraw consent to electronic records, using the contact information on this website; withdrawing consent may prevent completing an application online. A copy of what you submit, including the assistant conversation attached to your application, is retained as described in the Privacy Policy.

User responsibilities

You agree not to submit false information, commit fraud, upload malicious software, attempt unauthorized access, misrepresent identity, or use this website unlawfully.

Intellectual property

Website content, layouts, branding, and materials may be proprietary to the Agent, licensors, or service providers, and may not be copied, republished, or reverse engineered.

Disclaimer of warranties; limitation of liability

This website and referenced services are provided "as is" and "as available." To the fullest extent permitted by law, the Agent is not liable for lost profits, business interruption, data loss, or indirect or consequential damages, including third-party or processor decisions. You use this website at your own risk.

Indemnification

You agree to indemnify and hold harmless the Agent and related service providers from claims arising out of information you submit, fraudulent activity, violations of law, or misuse of this website.

Governing law; changes; contact

These Terms are governed by the laws of the state in which the Agent operates unless otherwise required by law. Terms may be updated by posting; continued use constitutes acceptance. Questions: use the contact information provided on this website.